Pradhan Mantri Awas Yojana: PMAY List 2022-2023

The PMAY is a practical scheme that the central government launched. It was felt that the poor needed affordable housing. The system is for both rural and urban populations. The scheme's objective has been to provide two crore cheap houses to the poor living in urban and rural areas. The timeline is 31st March 2022. 

The ultimate goal of the scheme has been to uplift the living conditions of people who are deprived of good financial backing and dignified living conditions. These people needed timely aid from the government of India, and it was felt that the government had to take the initiatives to bring about a positive change in these people's lives. 

The prime focus of PMAY Urban is to provide better homes to the poor in urban areas. The PMAY Gramin aims at providing these facilities to the people in the rural areas of India. This scheme is blended with other projects as follows:

• It was to ensure that there were toilets in the housings.
• The system was merged with SaubhagyaYojana to safeguard the houses' electricity connections.
• UjjwalaYojana was merged to provide LPG connections to these housing units.
• Other facilities like drinking water and Jan Dhan banking schemes were also blended with the system. 

The PMAY list has the name and other relevant details of the applicant. It also contains your eligibility—the PMAY issues lists of rural and urban people. 

Following documents are needed to apply for benefits under PMAY: 

1. Identity Proof Documents for Salaried Person

If you are doing a job and are salaried, you should provide these documents: 

Voter ID, Driving License, Passport, Aadhar, or government-approved ID.

Address proof: For proof of address, you need to have one of these documents like driving license, voter ID, Aadhar Card, Passport, Ration card, Electricity bill, Registered rent agreement, Bank statement, etc.

Income proof documents: If you are a salaried person or self-employed, you should have salary slips, a 6-month bank statement, form 16/ITR, IT return of the previous two years, last six months current account statement, etc.

Some other documents for PMAY: PAN Card, VAT registration certificate, ROC issued registration number, certificate by Shops and Establishment, SEBI registration certificate, certificate of factory registration, professional qualification, degree certificate, Memorandum Of Association, Trade License Certificate, and Partnership Deed. 

Eligibility for applying for benefits under PMAY:

• You should be a citizen of India
• The annual income in the range of 5 lakh to 18 lakh
• ST and SC persons are also eligible to apply for this scheme

The PMAY was launched to provide housing facilities to the Low Income Group (LIG), Middle Income Group (MIG), and Economically Weaker Section of society. There are facilities for a loan at a much lower rate. There is a provision for loan subsidy too under the scheme. The project's purpose has been to improve the quality of life of economically deprived people. 

The families without pucca houses are eligible for the scheme. They can get the benefits to form the system. Neither the applicant nor any family members should possess a pucca place. If an individual is interested in taking advantage of the scheme, they have to register for the project. A woman member of a family must be named a nominee under the system. 

The beneficiaries under the scheme are husband, wife, unmarried sons, or daughters. The property under the system must be located in a town or city as certified by the government. It will be as per the 2011 census. Senior citizens can be made beneficiaries under the scheme, and they have the privilege of getting the properties on the ground floor. 

Also Read:

• Pradhan Mantri Awas Yojana (PMAY) Scheme Karnataka 2022
• Pradhan Mantri Awas Yojana (PMAY) Ahmedabad List 2022
• Pradhan Mantri Awas Yojana Urban LIST of 2022 - PMAY Housing
• Pradhan Mantri Awas Yojana Gramin 2022 List
• Pradhan Mantri Awas Yojana Enables Affordable Housing in India
• Affordable Housing Becomes Possible with Pradhan Mantri Awas Yojana